Sarasota Short Sale

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Wildgrass Homes For Sale in Sarasota, FL.

Sarasota Short Sale Homes For Sale

/ Sarasota Short Sale Homes

Sarasota Short Sale Single homes In Sarasota, Fl.

Sarasota short sale homes for sale are high demand, as there are sometimes good deals to be had! A short sale occurs when the seller of the home tries to sell the home for less than the amount due to their lender. The seller hopes that the bank will accept a lower payoff than the mortgage balance versus the alternative of a bank possibly having to initiate a costly foreclosure in the event the seller stops paying the mortgage altogether. Read more

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Sarasota Short Sale

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Insight For foreclosure Homes

Pros:

Possibility to get a value-priced property

Considerations:

Time consuming process. It may take months to get a response to an offer

Lifestyle:

Sarasota is rated as a top small city in the country

Shopping:

Shopping galore in Sarasota downtown area and UTC Mall

Beach:

Only very rarely do short sales near the beach come on the market, but not many, as these properties are easier to sell if priced well

Downtown:

More possibilities to acquire downtown short sales, but mostly condos rather than single homes

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Additional Sarasota Short Sale Homes Information

View all the short sale homes for sale that hit the market! If you have any questions or would like to see any, please call us. It is important to view these as soon as possible because they sell fast, and for us to perform a market analysis to establish a pricing strategy. As said before, many receive multiple offer, so you will usually need to act quickly.

Sarasota Short Sales

Frequently Asked Questions

What is a Short Sale?

In a short sale, the lender agrees to settle the debt owed on the property for less than the full amount. “Settled” means that the lender is writing off the debt (which is why you get a 1099 after a short sale for the amount of debt forgiven) and that they are not going to go after you for the money they lost by filing a deficiency judgment in the future.

How long does it take to purchase a Sarasota short sale home?

The process of settling a home going through a short sale can be very lengthy, averaging 2-6 months.

Does the lender have to accept a full list price offer received by Seller?

No! The Seller set the list price, however the lender decides if they are willing to accept that list price. It is possible that the lender will counter back on a full price offer above the list price.

Will the lender forgive the mortgage excess debt owed by the seller?

Not necessarily. It is entirely possible that the lender will require the seller to sign a promissory note at closing indicating that the seller must repay any outstanding amount due over a set period of time.

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